Let me start by saying that even though I have a degree in financial management, I am not a professional financial advisor. I’m sharing what worked best for Cory and myself using the Dave Ramsey program. We are not affiliated with Dave Ramsey nor are we paid by him. We are just avid followers who want to share our success story. It all started in January of 2012 with a living room suite. The worst decision we’ve {as a married couple} made to date led to the best decision lifestyle change we’ve made. Cory and I had been in our house for over a year and we had this  green and…